💵 Direct Debit
💵 Automated Payments
What This is
Paga Engine's Direct Debit lets you collect recurring payments easily and securely from your customers' bank accounts with their consent. Set up an electronic mandate just once to collect payments automatically when they are due, removing the need for customers to make manual transfers every month. Leveraging open banking, this infrastructure is engineered for reliable, predictable revenue.
What This Means For You
Improve your cash flow predictability.
Reduce the time spent chasing late payments.
Minimize missed payments.
Offer a superior customer experience.
Collect recurring payments efficiently and at scale.
How Our Direct Debit Works
Request Authorization: Create an electronic mandate (e-mandate) through our API to initiate the process.
Customer Approval: Your customer securely authorizes the mandate directly with their bank.
Full Control: Once the mandate is approved, you are in control and can decide when to trigger subsequent charges.
Automatic Collection: Schedule and trigger recurring debits automatically based on your specific billing cycle.
We provide the infrastructure; you manage the billing.
Use casess
Subscriptions
Loan repayments
Utility bills
Insurance premiums
Education fees
Any recurring payment or billing model
For Developers
Integrate direct debit into your product with APIs for mandate creation, charging, and status updates. Built for modern billing systems and automated workflows.
Get started
Automate collections directly from bank accounts with open banking–powered direct debit to make recurring revenue predictable.